When planning ahead and making decisions, most only consider the opportunity, the resources, the marketplace; few recognize their "luck," even think of luck as superstition. Another way of understanding luck could be the commingling of environmental challenges, cultural momentum, political environment, personal skill and—most importantly— timing. Seneca defined luck as preparation meeting opportunity, bad luck arising from reaching for the opportunity without the preparation. For example, waiting to take care of our health until we're older and having problems becomes a way of creating our own bad luck. On the other hand, cultivating patience, forethought, and unbiased awareness create the kind of luck that seizes realistic opportunity while quickly withdrawing when fortune turns unfavorable.